Seamless Credit Card Processing That Empowers Your Business Growth.

A woman in a black jacket working at a bakery register, smiling as she interacts with a male customer who is paying with a credit card. The scene takes place inside a bakery or café with food displays and warm lighting.
A young woman with long brown hair, wearing a blue shirt and a dark apron, smiling as she receives payment from a customer in a café, holding a point-of-sale terminal in her hand.

How We Can Help You Grow

  • SwipeSimple, NMI iProcess, Quantic, Dejapaypro, Poynt, 4G Terminals

  • WordPress, WooCommerce, BigCommerce, Magento, Samcart, Drupal, 3dcart, Zapier, Ecwid, Volusion, X-Cart, Zyro

  • Blogic, Quantic, Dejapaypro, SwipeSimple, Vital, Quickbooks Online, Quickbook Desktop, NCR Aloha, Shopkeep, Revel, MobileBytes, Lightspeed, Dinerware, Focus POS, HotSauce, Lavu, Micros, ParTech, PosiTouch, Shopify, TouchBistro, Vend POS, simplybook.me, Growthzilla, and many other POS / Saas Systems

  • ACH, ADP, CentzCRM, VideoReviews.com, Marketing, Gift Cards, Online Ordering and Payments, Appointment Scheduling, Business Funding, PCI Compliance, Recurring Billing, Fraud Protection, Chargeback Mitigation, Multiple MIDs, Cryptocurrency Payments

  • NMI, Authorize.net, USAePay, SwipeSimple, Paytrace, Chargezoom, TSYS Cayan, Shift4, PayJunction, Proprietary ISO Gateways

  • Dejavoo, Pax, Ingenico, Verifone, Poynt, SwipeSimple, Exagidm, Magtek, Miura, Equinox, Magtek

Learn more

“Every business deserves access to affordable credit card processing.”

— Todd Cederholm, Founder | Owner PayStream

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Your Committed Local Partner for Payment Processing in Northern New Jersey

At PayStream, providing our clients with the best possible service, competitive rates, and innovative technology is our focus and goal. Your payment processing needs are unique and we’ll help you assess, choose, install and operate the best system for you. As a leader in the entrepreneur sector, we’re able to leverage our expertise, size, relationships and technologies that will ultimately bennefit you and your business.

Schedule A Free Quote

David Faccone, BeSure LLC

“I could not be happier after choosing this company.”

A man with a beard and short dark hair seated at a table in a cafe, smiling while looking at his laptop screen with a disposable coffee cup in front of him.

We GUARANTEE the LOWEST interchange rates.

and we’ll BEAT any processors rate by 50% or MORE.

What PayStream Does For Your Business

  • Speech bubble icon with three dots, indicating conversation or message.

    24 Hour Support

  • A black and green graphic containing a black tape measure with a white measuring tape, a green arrow pointing left, and a small black rectangle.

    FREE Terminal or Paper

  • Icon of a document with lines of text and a pencil, crossed out with a red diagonal line.

    No Contracts

  • Black arrow pointing downward overlaying a red stop sign.

    Eliminate 95% of ALL Credit Card Fees

  • Black background with a red diagonal line crossing it from the top left to the bottom right.

    No Annual Fees

  • A black piggy bank with a green dollar sign coin on top.

    Savings up to 40% on Interchange + Rates

  • Illustration of a green paper bill with a black checkmark symbol in the center, above the text 'Paid in Full' in black letters.

    Lowest Rates Applicable for Flat Rate Pricing

  • Green dollar sign symbol surrounded by black text that reads 'Make Money'.

    Next Day Funding

Get a Free Cost Savings Analysis Here

See What Our Clients Are Saying…

  • Restaurant owner processing a customer’s payment

    "I could not be happier after choosing this company."

    “The Expertise and customer service from the PayStream team has been outstanding from the top down and I could not be happier after choosing this company. I would not hesitate to recommend PayStream to any business looking to secure a top quality merchant services partner.”

    - David Faccone, Be Sure LLC

  • A blue abstract geometric design resembling a cross or medical symbol.

    "10/10 recommend PayStream to every office in need of a reliable processor!"

    “The C.C. terminal PayStream provided has been a great asset to our front reception, it is fast, reliable and very easy to use! Payments go through quickly and the “tap-to-pay” feature is great, patients really appreciate that we finally have a machine that can keep up with the forever changing technological advancements in todays’ world. I would 10/10 recommend PayStream to every office in need of a reliable processor!”

    - Kelli Rudi, Dr. David J. Silverstein Associates

  • Matera's on Park

    "We are just as flawless as PayStream"

    "Our Market and Catering company was in need of a quick and easy processor for some time. Todd worked with our Team, trained them to use the devices, and now we are just as flawless as PayStream."

    - Erica Russo, Matera’s on Park

  • Sign for Jersey Cape Motel with a blue background, white text, and decorative seashell at the top, surrounded by grass and bushes.

    "We are so glad we switched to PayStream."

    “We are so glad we switched to PayStream.  Todd has been a pleasure to work with, very responsive to any questions or assistance and reduced our costs. We couldn’t be happier.”

    - Jersey Cape Motel

Industries We Serve

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Food & Beverage

Restaurants, Cafe, Deli, Food Truck, Coffee Shop, Bagel Store, Personal Chefs

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Retail

Shops, Convenience, Specialty, Dry Cleaning, Omni Channel Sales, Makers, Crafters

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Service

Automotive, Landscape, Electrician, Plumber, Contractor, Events

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Medical

Health & Wellness, Medical Office, Therapists, Trainers, Studios, Gyms, Medspa

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eCommerce

Personal Care & Beauty, Salons, Spas, Stylists, Make Up Artists, Esthetician

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High Risk

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Better Payment Solutions for Modern Businesses

Say goodbye to long wait times, complicated payment methods, and frustrating processing issues. With our services, you can streamline your payment process, increase revenue, and elevate your customer satisfaction. Plus, our competitive rates and innovative technology make us the perfect partner to help you grow your business. Don’t settle for less - choose out payment solutions today and start realizing your full potential.

Join Us Now
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Customer Support

551 -213 -9339

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Sales

M-F 9am - 6pm EST

551 -213 -9338