Deep Dive: The ISO - Part 2 of PayStream’s series on the payment processing ecosystem. Many business owners sign merchant services agreements without ever fully understanding what an ISO is or how it impacts fees, flexibility, and support. This article breaks down what an ISO does, the difference between captive vs. independent agents, and why choosing the right partner can save your business thousands.

What is an ISO in payment processing and why should every business owner care? In part one of our three-part series, we break down the role of Independent Sales Organizations and Independent Consunlting Agents like PayStream. Learn how to spot the difference between fair pricing and padded contracts, and why working with an independent consultant like PayStream can protect your bottom line.