Surcharging and cash discounting may look the same at checkout but they follow completely different rules. Mislabeling or setting them up incorrectly can lead to fines, penalties, or account issues. Here’s how to choose the right approach and avoid a costly mistake.

Most businesses overpay on credit card processing without realizing it. Learn how to read your merchant statement, spot hidden fees, and uncover opportunities to reduce costs with a simple monthly review.

If your business runs on a seasonal schedule, your payment processor should too. This post breaks down why flexible payment solutions matter for shore towns, outdoor businesses, and holiday vendors, and how the right partner can protect your profits during the off-season.

Deep Dive: The ISO - Part 2 of PayStream’s series on the payment processing ecosystem. Many business owners sign merchant services agreements without ever fully understanding what an ISO is or how it impacts fees, flexibility, and support. This article breaks down what an ISO does, the difference between captive vs. independent agents, and why choosing the right partner can save your business thousands.

What is an ISO in payment processing and why should every business owner care? In part one of our three-part series, we break down the role of Independent Sales Organizations and Independent Consunlting Agents like PayStream. Learn how to spot the difference between fair pricing and padded contracts, and why working with an independent consultant like PayStream can protect your bottom line.